Cars You Can Insure Cheaply

AppId is over the quota
AppId is over the quota

In a Bucks post earlier this year, ''The Most (and Least) Expensive Vehicles to Insure,'' I wrote about how Insure.com ranked the Porsche Carrera 911 GT2 two-door coupe the most expensive 2010 vehicle to insure, and that minivans and smaller sport utility vehicles tended to be least expensive to insure.

In recent weeks, a couple of other studies have come out that are also worth highlighting because they look at the subject from slightly different angles and could help car buyers decide which vehicle to buy.

Earlier this month, Edmunds.com released a rundown of the three vehicles with the lowest insurance costs in various vehicle categories.

According to Edmunds.com, the trucks with the lowest insurance costs are the Chevrolet Colorado, the GMC Canyon and the Ford Ranger. The least expensive to insure coupes, meanwhile, are the Kia Forte, Honda Civic and Chevrolet Cobalt. Among sedans, the Volkswagen Jetta, Chevrolet Aveo and Suzuki SX4 were the cheapest to insure. Vehicles that made the cut in other categories, including hatchbacks and crossovers, can be found on Edmunds.com.

Edmunds.com's ratings are based on the least expensive to insure trim level for each vehicle and on data about actual national average yearly premiums, projected out to five years, paid by customers.

Elsewhere, the online insurance comparison provider InsWeb Corporation recently released its own list of the least, and most, expensive 2010 vehicles to insure. While it found the Kia Sedona to be the least expensive vehicle to insure and the Acura ZDX (some models of which were recalled last year) to be the most expensive, its findings, in general, are similar to those of Insure.com.

Over all, in the studies from both InsWeb and Insure.com, performance vehicles tended to the most expensive vehicles to insure, while minivans, wagons and small SUVs tend to be the least expensive.

InsWeb based its analysis on car insurance rate quotes requested by its customers from January to September of this year for about 400 2010 model-year vehicles.

How do insurance costs play a role in your decision of which vehicle model to buy, if at all? If they do play a role, what are your strategies for comparing the insurance costs for various models and selecting a model?

This is a more complete version of the story than the one that appeared in print.

View the original article here

Cars You Can Insure Cheaply

AppId is over the quota
AppId is over the quota

In a Bucks post earlier this year, ''The Most (and Least) Expensive Vehicles to Insure,'' I wrote about how Insure.com ranked the Porsche Carrera 911 GT2 two-door coupe the most expensive 2010 vehicle to insure, and that minivans and smaller sport utility vehicles tended to be least expensive to insure.

In recent weeks, a couple of other studies have come out that are also worth highlighting because they look at the subject from slightly different angles and could help car buyers decide which vehicle to buy.

Earlier this month, Edmunds.com released a rundown of the three vehicles with the lowest insurance costs in various vehicle categories.

According to Edmunds.com, the trucks with the lowest insurance costs are the Chevrolet Colorado, the GMC Canyon and the Ford Ranger. The least expensive to insure coupes, meanwhile, are the Kia Forte, Honda Civic and Chevrolet Cobalt. Among sedans, the Volkswagen Jetta, Chevrolet Aveo and Suzuki SX4 were the cheapest to insure. Vehicles that made the cut in other categories, including hatchbacks and crossovers, can be found on Edmunds.com.

Edmunds.com's ratings are based on the least expensive to insure trim level for each vehicle and on data about actual national average yearly premiums, projected out to five years, paid by customers.

Elsewhere, the online insurance comparison provider InsWeb Corporation recently released its own list of the least, and most, expensive 2010 vehicles to insure. While it found the Kia Sedona to be the least expensive vehicle to insure and the Acura ZDX (some models of which were recalled last year) to be the most expensive, its findings, in general, are similar to those of Insure.com.

Over all, in the studies from both InsWeb and Insure.com, performance vehicles tended to the most expensive vehicles to insure, while minivans, wagons and small SUVs tend to be the least expensive.

InsWeb based its analysis on car insurance rate quotes requested by its customers from January to September of this year for about 400 2010 model-year vehicles.

How do insurance costs play a role in your decision of which vehicle model to buy, if at all? If they do play a role, what are your strategies for comparing the insurance costs for various models and selecting a model?

This is a more complete version of the story than the one that appeared in print.

View the original article here

BUCKS; Cars That Cost Less to Insure

AppId is over the quota
AppId is over the quota

When shopping for car insurance, it's not just your driving record that determines your annual premium. The type of car you drive is also a big factor-and some cars are much more expensive to insure than others.

A variety of factors can affect a car's insurance quote, including the frequency of crashes for that model, the cost of repairs, the cost to insurers when a vehicle is declared a total loss and the cost of bodily injury claims, according to Web site Insure.com.

To give you an idea of what you might pay for a certain car, Insure.com annually produces lists of the 20 most expensive new cars to insure, and the 20 least expensive models.

To generate the 2012 lists, Insure.com used information on average rates provided by Quadrant Information Services. Rates were calculated using data from Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm in ten ZIP codes per state. The rankings are based on coverage for a 2012 model with a ''representative'' driver (a single, 40-year-old male who commutes 12 miles to work each day); policy limits of $100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident; and a $500 deductible on collision and comprehensive coverage. The hypothetical driver has good credit and a clean driving record.

The least expensive model to insure, according to the analysis, is a minivan: the Toyota Sienna LE, with an average annual premium of just over $1,100. The list also includes 19 other cars with similar average premiums, all less than $1,200 a year. The least-expensive list tends to include lots of minivans, which have proven to be ''safe, economical'' vehicles, according to Insure.com.

At the other end of the spectrum is the 2012 Audi R8 Spyder Quattro, a two-seat convertible that is the most costly to insure, with an average annual premium of nearly $3,400. Also on the most expensive list are plenty of Mercedes, Porsches and BMWs.

Insure.com also provides a calculator that lets you get average rates for 900 different cars.

Did you consider the cost of insurance when you selected your car?

This is a more complete version of the story than the one that appeared in print.

PHOTO: Insurance for a Toyota Sienna LE minivan is on the low end. (PHOTOGRAPH BY TOYOTA)

View the original article here

BUCKS; Cars That Cost Less to Insure

The remote server returned an unexpected response: (417) Expectation failed.
The remote server returned an unexpected response: (417) Expectation failed.

When shopping for car insurance, it's not just your driving record that determines your annual premium. The type of car you drive is also a big factor-and some cars are much more expensive to insure than others.

A variety of factors can affect a car's insurance quote, including the frequency of crashes for that model, the cost of repairs, the cost to insurers when a vehicle is declared a total loss and the cost of bodily injury claims, according to Web site Insure.com.

To give you an idea of what you might pay for a certain car, Insure.com annually produces lists of the 20 most expensive new cars to insure, and the 20 least expensive models.

To generate the 2012 lists, Insure.com used information on average rates provided by Quadrant Information Services. Rates were calculated using data from Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm in ten ZIP codes per state. The rankings are based on coverage for a 2012 model with a ''representative'' driver (a single, 40-year-old male who commutes 12 miles to work each day); policy limits of $100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident; and a $500 deductible on collision and comprehensive coverage. The hypothetical driver has good credit and a clean driving record.

The least expensive model to insure, according to the analysis, is a minivan: the Toyota Sienna LE, with an average annual premium of just over $1,100. The list also includes 19 other cars with similar average premiums, all less than $1,200 a year. The least-expensive list tends to include lots of minivans, which have proven to be ''safe, economical'' vehicles, according to Insure.com.

At the other end of the spectrum is the 2012 Audi R8 Spyder Quattro, a two-seat convertible that is the most costly to insure, with an average annual premium of nearly $3,400. Also on the most expensive list are plenty of Mercedes, Porsches and BMWs.

Insure.com also provides a calculator that lets you get average rates for 900 different cars.

Did you consider the cost of insurance when you selected your car?

This is a more complete version of the story than the one that appeared in print.

PHOTO: Insurance for a Toyota Sienna LE minivan is on the low end. (PHOTOGRAPH BY TOYOTA)

View the original article here

Cars You Can Insure Cheaply

The remote server returned an unexpected response: (417) Expectation failed.
The remote server returned an unexpected response: (417) Expectation failed.

In a Bucks post earlier this year, ''The Most (and Least) Expensive Vehicles to Insure,'' I wrote about how Insure.com ranked the Porsche Carrera 911 GT2 two-door coupe the most expensive 2010 vehicle to insure, and that minivans and smaller sport utility vehicles tended to be least expensive to insure.

In recent weeks, a couple of other studies have come out that are also worth highlighting because they look at the subject from slightly different angles and could help car buyers decide which vehicle to buy.

Earlier this month, Edmunds.com released a rundown of the three vehicles with the lowest insurance costs in various vehicle categories.

According to Edmunds.com, the trucks with the lowest insurance costs are the Chevrolet Colorado, the GMC Canyon and the Ford Ranger. The least expensive to insure coupes, meanwhile, are the Kia Forte, Honda Civic and Chevrolet Cobalt. Among sedans, the Volkswagen Jetta, Chevrolet Aveo and Suzuki SX4 were the cheapest to insure. Vehicles that made the cut in other categories, including hatchbacks and crossovers, can be found on Edmunds.com.

Edmunds.com's ratings are based on the least expensive to insure trim level for each vehicle and on data about actual national average yearly premiums, projected out to five years, paid by customers.

Elsewhere, the online insurance comparison provider InsWeb Corporation recently released its own list of the least, and most, expensive 2010 vehicles to insure. While it found the Kia Sedona to be the least expensive vehicle to insure and the Acura ZDX (some models of which were recalled last year) to be the most expensive, its findings, in general, are similar to those of Insure.com.

Over all, in the studies from both InsWeb and Insure.com, performance vehicles tended to the most expensive vehicles to insure, while minivans, wagons and small SUVs tend to be the least expensive.

InsWeb based its analysis on car insurance rate quotes requested by its customers from January to September of this year for about 400 2010 model-year vehicles.

How do insurance costs play a role in your decision of which vehicle model to buy, if at all? If they do play a role, what are your strategies for comparing the insurance costs for various models and selecting a model?

This is a more complete version of the story than the one that appeared in print.

View the original article here